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My Steel Cut Oats recipe is simple, creamy good, easy, and quick to make. A perfect oatmeal breakfast bowl to jumpstart your day and keep you full for hours until lunchtime. So nutritious, loaded with fiber, and so delicious.

top view oatmeal bowl with sliced banana, peanut butter drizzle, and a spoon in bowl
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Change up your morning routine by making this steel-cut oats breakfast bowl recipe. Steel-cut oats may take a bit longer to cook compared to quick and rolled oats but they come out so creamy, filling, and are exceptionally more delicious. Well worth the extra cooking time, so if you have the time to make this in the morning make a double batch to enjoy for a few days. This Steel-cut breakfast bowl is perfect for any day of the week, topped with peanut butter, sliced bananas, roasted peanuts, and maple syrup.

Why you will love it

  • So filling: Packed with fiber, steel-cut oats will keep you full all morning long. It will give you the right amount of energy to get your morning going.
  • Nutritious: Steel-cut oats are very nutritious with so much fiber. They also don’t have any gluten!
  • Delicious: Steel-cut oats are so creamy when cooked right compared to rolled oats. This is because they are less processed. They are versatile and can have endless topping options.
top view steel cut oats in a white bowl topped with bananas and peanut butter

Ingredients you will need

Here is a list of ingredients you will need to make this steel-cut breakfast oatmeal. Full measurements are listed further down below.

  • Milk: You can use any milk of your choice. Using milk will make your steel-cut oats extra creamy and delicious. I used almond milk
  • Steel-cut Oats: Any brand of steel-cut oats will work. Use your favorite. I do recommend you use steel-cut oats but if you prefer to use rolled oats that’s fine. Keep in mind that you will need less liquid and less cooking time.
  • Bananas: Ripe bananas are preferred. Use any banana you have on hand. If you prefer using any other fruit of choice like pears or apples you sure can.
  • Coconut oil: You can skip this ingredient but I love the addition of coconut oil.
  • Maple syrup: This is the sweetener I preferred to use for his oatmeal recipe. Other sweeteners like honey or agave can be used.
  • Peanut butter: Any nut butter of choice will work as a topper for this oatmeal breakfast bowl. Try almond butter!
  • Roasted peanuts: this ingredient is used to garnish. If you don’t care for the extra crunch you don’t have to use peanuts. Another option though is some toasted coconuts. I will be listing some more topping options further down below.
ingredients to make steel cut breakfast bowl

How to make it

The method I will be talking about is how to cook your steel-cut oats on your stovetop using a saucepan. There are many other methods on how to make steel-cut oats.

How to make steel-cut oats on your stovetop:

  • Boil the oats: To a saucepan over medium-low heat, add the milk and steel-cut oats. Cook for 30 minutes, stirring occasionally.
  • Add the mashed bananas: Once the time is almost up, and the oatmeal is dense and creamy, peel and mash the bananas. Add the mashed bananas, coconut oil, maple syrup, peanut butter. Mix to combine.
  • Serve: Finally, serve warm and top with more banana slices and extra maple syrup. Garnish with roasted peanuts.
milk being poured over steel cut oats in a pan
mashed bananas and peanut butter being added over cooked oats

Steel cut oats topping ideas

  • Berries: For calories toppings go with berries like blueberries, raspberries, strawberries, and blackberries. Frozen berries taste just as great.
  • Fruits: More fruit toppings can be bananas, pears, apples, mangos, or any other fruits of choice.
  • Nuts and seeds: Keep it simple and just add some nuts like pecans, walnuts, almonds, peanuts, chia seeds, sunflower seeds, flax seeds, and any seeds of choice.
  • Dried fruits: Consider adding some dried fruits like figs, dates, raisins, or craisons.
  • Nut butter: Drizzle some nut butter over your oatmeal bowl. Peanut butter, almond butter, cashew butter, or any nut butter of choice.
  • Try adding some shredded toasted coconuts as an additional topping to any of the above.
close up steel cut oat bowl. with bananas and peanut butter drizzle.

Recipe notes tips and substitutes

  • Use any milk of choice in place of almond milk
  • You can use any sweetener of choice in place of maple syrup. Try agave or honey.
  • Allow the oatmeal bowl to cool before serving.
  • Make double batch and store some in the fridge to serve for breakfast throughout the week.
  • Place the steel cut oats in a large sealed container and store in the fridge for up to 7 days.
  • Store individual meal prep containers for single servings when ready to serve. You can enjoy it cold or microwaved for 30-45 seconds before serving.
  • When ready to reheat and serve, add a splash of milk or water if it’s too thick. Oats tend to absorb all their liquids and get thicker when they sit.
top view steel cut oatmeal in a white bowl topped with peanut butter, sliced bananas, and roasted peanuts

Frequently asked questions

What is the difference between steel-cut oats and rolled oats?

Rolled oats are essentially oats steamed and then flattened to make rolled oats. On the other hand, steel cut oats are the least processed type of oats that’s left whole and then cut into smaller pieces with still cut mill. Some may argue that steel cut oats are more nutritious since they are less processed.

Are Steel-cut oats better for you than rolled oats?

Oats are generally very nutritious and full of fiber. Of the 3 types of oats, steel-cut, rolled oats, and quick oats; steel cut oats are the least processed and are slightly higher in fiber than the other two.

How long do steel-cut oats take to cook?

Depending on how much steel cut oats you will be making, you need to cook them for at least 20-30 minutes. Do not rush them and allow them to cook at medium heat and covered. You will need 3-4 cups of liquid of choice for every 1 cup of steel cut oats. If you like them more on the thick side use 3 cups. A more creamy texture will need 4 cups.

top shot view of oatmeal bowl with sliced bananas and peanut butter drizzle.

More oatmeal recipes

top view of oatmeal in a white bowl

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5 from 2 votes

Steel Cut Oats Breakfast Bowl

By: Rena
Servings: 4
Prep: 5 minutes
Cook: 30 minutes
Total: 35 minutes
oatmeal bowl with sliced banana, peanut butter drizzle, and a spoon in bowl.
Easy to make oatmeal breakfast bowl topped with sliced bananas, peanut butter, and roasted peanuts.

Equipment

  • spatula
  • small bowl
  • sauce pan

Ingredients

  • 4 cups almond milk
  • 1 cup steel-cut oats
  • 3 large overripe bananas
  • 1 tablespoon coconut oil
  • 1/4 cup maple syrup
  • 2 tablespoon peanut butter
  • 1/4 cup roasted peanuts, chopped

Instructions

  • To a saucepan over medium-low heat, add the milk and steel-cut oats.
  • Cook for 30 minutes, stirring occasionally.
  • Once the time is almost up, and the oatmeal is dense and creamy, peel and mash the bananas.
  • Add the mashed bananas, coconut oil, maple syrup, peanut butter, and mix well.
  • Add the chopped peanuts and serve warm with banana slices and extra maple syrup.

Notes

  • The Nutrition facts include bananas, peanut butter, and roasted peanuts.
  • Top with any other toppings of choice. Swap the bananas with apples or pairs.
  • Use berries for a lower-calorie option.
  • You can use any other nut butter in place of peanut butter.
  • Store the cooked oatmeal in the fridge for up to 7 days and reheat when ready to serve.

Nutrition

Serving: 1bowlCalories: 464kcalCarbohydrates: 69gProtein: 14gFat: 17gSaturated Fat: 5gPolyunsaturated Fat: 4gMonounsaturated Fat: 5gSodium: 416mgPotassium: 541mgFiber: 9gSugar: 26gVitamin A: 65IUVitamin C: 9mgCalcium: 359mgIron: 2mg

Nutrition information is automatically calculated, so should only be used as an approximation.

Additional Info

Course: Breakfast
Cuisine: American
Tried this recipe?Mention @healthyfitnessmeals or tag #healthyfitnessmeals!

About Rena Awada

Hi, I’m Rena! Welcome to my blog. I am here to help you prepare delicious, light, fresh meals that your whole family will love!

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5 from 2 votes (1 rating without comment)

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